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On Par GSF Blog

Key People in Buying a Home

The process of obtaining a mortgage can seem quite complicated because of the number of people involved. Although it can appear overwhelming at times, it is important to recognize that each person you work with provides a specific service that will help you become a homeowner.

Understanding How Your FICO Score is Calculated.

Credit bureaus use a statistical formula to review your credit information and compare it to credit performance of consumers with similar profiles. A credit scoring system awards points based on specific factors. The total of your points determines your credit score and gives your lender a prediction of how you may repay your loan. 

What is a Credit Score?

Your credit score is a major factor that will be considered by a lender when they review your loan application. The lenders want to know what your credit history is and whether you have the ability to pay back the loan you are requesting.

Why Now is the Time to Take Advantage of Mortgage Rates.

Homebuyers Act Fast on Plunging Mortgage Rates.

2019 Best Mortgage Companies to Work For

MILWAUKEE, WI  (January 9, 2019) — GSF Mortgage Corporation has been named one of 2019’s Best Mortgage Companies to Work for. This program was created by National Mortgage News and Best Companies Group.

How to Dispute an Error on your Credit Report

According to data from the Federal Trade Commission, about 20 percent of credit reports have an error on them.  Since your credit score plays a large role in your ability to qualify for a mortgage loan, it’s important to review your credit report once a year. 

It's Never Too Late To Start Rebuilding Your Credit.

Many factors determine your home loan, such as income, debt, and savings.  However, your credit score is a big influence in determining your ability to qualify for a mortgage.  The better your score, the better your chances are of getting a favorable loan and potentially better interest rates.

Is Single Close Construction the Right Move for You?

Whether you don’t have cash available for a down payment or you can’t find a home that best fits your needs, building your dream home may be an option for you.  A Single Close Construction provides a finance option that helps make building your dream home easier.

Manufactured or Modular - What's the Difference?

Manufactured and modular homes are growing in popularity and have dramatically changed in appearance and quality over the years. 

Determining Interest Rates

Mortgage rates have a significant role in how much home you can afford.  If you feel like you missed getting a low mortgage rate, keep in mind current rates are still lower than they were 10 years ago and historically, they are still very good.