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On Par GSF Blog

Whose Mortgage Are You Paying?

There are many people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage - either yours or your landlord’s.

Moving Through the Loan Process

Once you submit your loan application, you will experience several stages of the loan process before your loan can get approved.

What are LTV and DTI Ratios?

Which comes first?: Getting pre-approved and then searching for a home? Or, searching for a home and getting pre-approved once you found the home you love? If you said getting pre-approved and then searching for a home, you are correct!  

Finding the Right Builder

As mortgage rates remain relatively low, and with tight inventory on moderately priced homes, now is the time to think about building your dream home.

The Milwaukee Journal Sentinel Names GSF Mortgage Corporation a Winner of the Southeast Wisconsin Top Workplaces 2019 Award

MILWAUKEE, WI (April 15, 2019) – GSF Mortgage Corporation has been awarded a Top Workplaces 2019 honor, as well as the Work/Life Flexibility honor by The Milwaukee Journal Sentinel. The list is based solely on employee feedback gathered through a third-party survey administered by research partner Energage, LLC, a leading provider of technology-based employee engagement tools. The anonymous survey measures several...

GSF Mortgage Corporation Expands Portfolio with MH Advantage® Loans

MILWAUKEE, WI (April 11, 2019) —GSF Mortgage Corporation is excited to offer MH Advantage® Loans, opening the door for more prospective homebuyers.  MH Advantage® is a special mortgage loan for manufactured homes that have features typical of site-built single-family homes. 

Refinance or Not to Refinance - That is the Question.

Refinancing your home is when you pay off your existing mortgage and replace it with a new mortgage loan.  The old rule of thumb on refinancing was you needed to save one percent on your current rate.  Every homeowner has different financial goals and needs, so saving one percent shouldn't always be the deciding factor in refinancing.

The Undeniable Advantages of Homeownership

Owning a home has long been presented as the ultimate financial and personal goal of Americans across the country. Whether it's to have their own place to call home or to build generational wealth, owning a home has provided purpose and value for several homeowners. That's because there are key advantages that homeownership brings. Here are a few benefits of owning a home: Equity Equity is a key benefit of...

The Final Step to Homeownership

You and your family are finally ready to move to your new home. Your mortgage loan was approved, your house passed inspection, your belongings are packed, and everyone is looking forward to moving day.  All that’s left is to attend your closing.

Disclosures Provide You Transparency

The Loan Estimate, discussed in last week’s blog, also includes certain disclosures that will enable you to see the total cost of your mortgage under the terms of your particular mortgage loan. The disclosure documents are required by law to inform you of the complete cost of your loan and allows you the opportunity to ask questions and understand how much you will pay for the mortgage loan you will get.