On Par GSF Blog

2020 Best Mortgage Companies to Work for

MILWAUKEE, WI (February 4, 2020) — GSF Mortgage Corporation has been named as one of the 2020 Best Mortgage Companies to Work for. This program was created by National Mortgage News and Best Companies Group.

GSF Mortgage Corporation Now Offers Jumbo Loans for Single Close Construction

MILWAUKEE, WI (January 22, 2020) —GSF Mortgage Corporation (GSF) expands its portfolio of Single Close Construction loans to now include Jumbo Loans.

New Construction Not Able to Meet Demands

There is a disconnect between where homebuilders are building and where millennials want to live. NAHB predicts in their 2019 third quarter Home Building Geography Index (HBGI) that in the coming decade, 67 % of all millennials will be living in counties where housing construction has lagged.  

GSF Mortgage Corporation Launches

MILWAUKEE, WI (November 21, 2019) — GSF Mortgage Corporation (GSF) announces an all new website for potential partners to learn about the benefits of Single Close Construction Loans. will serve as a unique resource for brokers, correspondents and credit unions.

Protect Yourself Against Wire Fraud

Wire fraud is a federal crime where someone tries to defraud another individual or entity of their money or property through electronic communications. Electronic communications can include phone, fax, email, text or even social media messaging.

When Do I Lock a Rate vs Float a Rate?

Mortgage rates will fluctuate up and down based on the market. Rates can change daily, so you don't know what your rate will be until you lock it. By locking a rate, your lender is guaranteeing you that rate for a specific amount of time, typically 30-45 days. Once you lock your rate, it doesn’t matter if the market fluctuates. If you locked at 4 percent and rates go up, you still get the 4 percent. The risk is on...

Take a Second Look at that Fixer Upper

Finding the right house with low inventory can be a struggle. However, you should not count out a home that may need a little TLC. 

Lower Costs without Sacrificing Quality

The National Association of Home Builder (NAHB) recently held a five-day event in Washington DC to showcase the new building technologies and updated features for manufactured homes. 

Time to Prepare

If you've been thinking about buying a house, this summer is the time to do it. According to Jonathan Corr, President and CEO of Ellie Mae, purchase and refinance activity is on the rise.  He also stated that "closing rates remain well over 75% and with the Mortgage Bankers Association reporting solid purchase volume and new inventory on the rise, we could be in for a very robust summer home buying season".

Whose Mortgage Are You Paying?

There are many people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage - either yours or your landlord’s.